Terms & Condition | Qvaring

Terms & Condition

Terms & Condition

Legal terms and conditions
These terms and conditions (the "Terms") govern your use of the services (the
"Services") offered through the website www.Qvaring.com (the "Site"), the
Qvaring mobile application (the "Application") or as otherwise stated herein
describe. These Terms represent an agreement between you (the "Customer" or "you") and QVA GROUP LLC., And its current and future affiliated companies, representatives and agents (collectively "Qvaring"). Prior to creating an account with Qvaring or
use of the Site, the Application or the Services, please read carefully, and
in their entirety, the following Terms as they contain important information
about the Services offered and the terms and conditions for using them.

When you create an account with Qvaring or use the site, application or services of any way, or by continuing to use the site, application or services
after being notified of a change in these terms, you accept
expressly have read, understood and accepted these terms and all the rules, operating policies and procedures, each of which is incorporated here by means of this reference and each of which can be updated
periodically. If you disagree with these Terms, do not register a
have Qvaring, and immediately discontinue access to the Site and the Application, and do not use the Services.

I. Use of services
A. ACCEPTABLE USE OF THE ACCOUNT AND THE Qvaring SITE, APP AND SERVICES By creating a Qvaring account, you agree that you will use the account, the Site, the Qvaring Application and Services for legal, authorized and acceptable purposes only, and not for improper, illegal, or fraudulent purposes. The improper uses of Qvaring's account, Site, App, and Services include, but are not limited to,
limited to: any use that violates these Terms; any use that violates laws, regulations, or practices or standards generally accepted and in force in the relevant jurisdiction (including without limitation the laws or regulations of corresponding export); any activity that harms or threatens to harm others; spam (for example unwanted or unsolicited bulk messages and calls);
share illegal content; adopt false or deceptive behavior; evade restrictions relating to the access or availability of the Site, the Application, the Services, and any account with Qvaring belonging to another person; activities that cause damage, interfere with or harm others, the Site, the App or the
Service; Activities that violate the rights of others include, but are not limited to, limited to: copyright, trademark, patent and other rights; and attend or Encouraging others to commit any of the above misuses. Is his responsibility to ensure that you are legally authorized to use the Services where you are located. If any applicable law restricts or prohibits you from using the Services, you must comply with such legal restrictions or, if applicable, interrupt access to or use of the Services.

Count on Qvaring
To use the Services, you will first need to create an account with Qvaring. Bliss
account will allow you to access the Site, the Application, and make use of the services available.
Create an account
An account with Qvaring can be created on the Site or in the App. To create a
Qvaring account, you will need to create a username and password. For
create a username, you must enter a valid email address
to link it to your Qvaring account. You agree that the information you
provided during the account registration process is true, accurate and complete.
You understand that providing false, inaccurate or misleading information when creating or Updating an account with Qvaring violates these Terms and may result in the immediate cancellation of your account with Qvaring. The immediate update of any account information will be your
responsibility. Be careful not to reveal your password to third parties, both direct
as indirectly. It is your responsibility to protect your password. If you forget or lose
your password, you must request a new one in the "I forgot my password" section of the Site. Qvaring will never ask you for your password by email or over the phone.
Each account with Qvaring can be used by a single user and is not transferable.
Qvaring is not responsible for activities that take place on your account, including the unauthorized use of your debit or credit card. If you are under 18 years of age,
you must obtain authorization from a parent or legal guardian before creating an account with Qvaring and make use of the Services. If you are acting on behalf of someone else, company or entity, you must be authorized to accept these Terms on behalf of said person, company or entity.

Qvaring "Wallet" account
GENERAL TERMS
Qvaring.com Terms of Service apply to the new conversion feature
from your Qvaring account ("Wallet"), into a transferable in-store gift credit
("Gift of Qvaring"). The Gift of Qvaring can be transferred between users
from the Qvaring platform. There are no charges when you use these services. The
Qvaring's gift feature will allow the Wallet owner to transfer the
balance, in whole or in part, to another account of an existing customer or a customer
Again, you will need to create an account in order to accept the gift. Qvaring Gift se
You can buy, receive or request through your account using any of the
payment methods available. Wallet balance can be used exclusively in
Qvaring.com under certain guidelines and can only be redeemed for the purchase of goods and eligible services offered on Qvaring.com. If a purchase exceeds the Wallet balance,
the remaining balance must be paid with another payment method. The total Wallet balance is will show each time you log in via www.Qvaring.com or via the
Qvaring application for Android or Iphone. The balance shown in Wallet will be the total balance, including any Qvaring Gifts received or purchased.

When you use your credit to make a purchase, you agree that you are a user authorized account and that all information provided is true and accurate.
We reserve the right to change these terms and conditions from time to time to our discretion. All terms and conditions are applicable to the extent allowed by law. If any of these terms and conditions is considered invalid, null or for any non-enforceable reason, that non-enforceable term is
will consider divisible and will not affect the validity and enforceability of the terms and remaining conditions.
Certain customers, such as customers who do not have a credit card, a credit card debit or a form of payment that can be verified, will be limited only to the
Qvaring Gift funds and the limits and restrictions described herein will apply.

THE RESTRICTIONS
When using these services, certain limits apply. Customers with more than one
account will be consolidated and considered as one and the entire Wallet balance will be will apply to the following restrictions: The Wallet balance cannot exceed, charge or receive more than $ 9000 at any given time. Customers cannot make purchases that exceed $ 1000 of Wallet balance per transaction or added per day. Yes
a customer wishes to retrieve funds in Wallet, a limit of $ 500 will apply per
day and a 15% non-refundable fee will apply to all withdrawals. Funds
can only be picked up at Qvaring physical stores located in Miami, FL. By
please visit www.qvaring.com for locations. There will be no refunds after the
purchase day has ended. Refunds will be issued on a case-by-case basis in a
within 2 hours from the time of purchase for reasonable errors.

ADDITIONAL TERMS OF USE OF "Wallet" FUNDS FOR PURCHASES OF OTHER PRODUCTS

OF Qvaring
Qvaring customers with a "Wallet" account will be able to purchase any of the following services and products:

Calls, SMS & Recharges: → See Terms and Conditions that apply.

COMPLIANCE WITH THE LAW
By using the "Wallet" function, you certify and represent QVA GROUP LLC. that the activities in connection with which the Gift of Qvaring will be used will comply with these Terms and Conditions and all applicable laws, rules and regulations, including the Terms and Conditions that govern the website. Also, accept
defend and indemnify us and our subsidiaries and affiliates against and
against any claim, expense or liability incurred or incurred by
any of them in connection with the use of Qvaring Gift or the violation of
any of these Terms and Conditions.

Closing or abandoning your account; SEIZURE OF FUNDS

You can close your account with Qvaring at any time by contacting Qvaring at through its Customer Service, by email to

info@Qvaring.com. If there is no activity on your account for a period of two (2) years, we will

We reserve the right to suspend your Account and to send you a notification by mail.

email to the registered address. If you do not respond within thirty (30)

days, we may, at our discretion, close your Account with Qvaring.

YOU UNDERSTAND AND AGREE THAT CLOSING, ABANDONING OR CANCELING YOUR ACCOUNT WILL RESULT IN THE

SEIZURE OF ALL AND EACH ONE OF YOUR CREDITS AND GRATUITIES IN YOUR ACCOUNT (YASEA CREDIT FOR PREPAID SERVICES SUCH AS CALLS, SMS, ETC OR TOP-UP / TOP-UP SERVICES
UP) EXECUTION PENDING AS DESCRIBED HERE) WHICH YOU HAVE PURCHASED. ALL
CREDIT PURCHASES ARE FINAL AND WILL NOT BE REFUNDABLE.

Devices, software and data plans
The Services may require certain devices (for example, computers, headphones - speakers, microphones, cell phones), software, connections to Internet, cell phone and data plans. It is your responsibility to provide all devices, connections and plans necessary to use the Services and pay for all fees charged by third parties and taxes related to your use of
our services. You should check with your providers and service companies telephone the rates that may correspond for the use of the Services.

II. Privacy Policy
By creating an account with Qvaring, using the Site, the App or the Services, or continue to use the Site, the Application or the Services after having been notified of a change to these Terms, you expressly agree to comply with the terms of the privacy policy available in "Privacy Policy". Read
carefully, and in its entirety, the Privacy Policy before creating an account
with Qvaring or using the Site, the App or the Services. Data types
collected by Qvaring, how the data is used and stored, and to whom it is disclose, are detailed in the Privacy Policy. In addition to its Policy
privacy, Qvaring reserves the right, at all times, to disclose any
information that you consider necessary to comply with any current legislation, regulation, legal process or governmental request, or to edit, refuse to publish or withdraw or restrict any information or documents, partially or completely,
at its sole discretion.

III. Qvaring services
A. TELEPHONY SERVICES
Qvaring offers its users a common platform to make calls, "mini-
calls ", send SMS, and recharge the balance of cell phones (TOPUP) and with

people in many other countries. These services are available to users
pursuant to agreements between Qvaring and various service providers throughout the
world. To communicate through any of these services offered, you
You must prepay a credit on the Site or in the Application, which will be reflected in
your account with Qvaring. Credit purchases are made in the currency of the country of
origin and then converted and reflected in US dollars by your institution
financial institution (your financial institution may charge a fee for such
conversion). You can purchase credit up to a maximum of USD $ 50.00 at a time, and
unlimited per day. When purchasing credit for the use of our services
prepaid, your account will be credited with the Balance corresponding to the amount purchased minus the charge that is applied for online transaction of your purchase. Qvaring charges a processing fee each time you purchase credit. Said charge to be discounted,
vary depending on the amount purchased. Once the payment has been processed
satisfactorily, your account balance with Cubalalama will be updated to reflect
the amount of money you acquired minus the transaction fees. The times of
Credit processing and transaction fees may vary. It is possible that
third-party charges apply for the use of any of the long-term services
international distance.

The credit acquired for international long distance services can only be
be used for international long distance services and cannot be used for
cell phone or nauta recharge services (as described below). The
International long distance services are prepaid services that require a
account registered with Qvaring and sufficient balance in your account before use.

International calls
International calls are calls that are made outside of your area of ‚Äč Defined local calls, including calls to other countries. These calls can??

made using the balance in your Qvaring account. Prices per minute for International calls are displayed on the Site and do not include taxes, or other charges that other telephone service companies may apply. The calls
Internationals require a working microphone and speakers. The calls
Internationals are made through a number associated with your Qvaring account declared by you during account creation, however, you can
use a PIN number to call from another phone number not declared in your
bill.
For our International calling services, call durations are
are charged in one (1) minute increments. Fractions of a minute shall be rounded to a full minute. For example, if the duration of your call is 8 minutes and 15
seconds, you will be charged for 9 minutes of call time.

International calls can be made as follows:

From the Application (make sure you are using the most recent version of the App).
Directly from your cell phone, using the access number provided to you
assigned. however, this will only be possible from countries where said number of assigned access is available.

Third party charges may apply.
There are no promotions for this service.
SMS
SMS is a service that allows our clients to send text messages to
cell phones internationally. For International SMS, to and from the
The whole world (except Cuba) apply the specific rates to each country published in the place.

SMS to Cuba
For the SMS service to Cuba, you will be assigned an "answer number" that you
I would use to communicate this way. You must provide said "number of
reply "to the person in Cuba to whom you are sending a text message to
that it can respond to the messages you send it. Every time you send
or receive a message, you will be charged the current rate. These charges are discounted from credit to your account with Qvaring.

Every 160 characters sent via SMS (OUT), your account with Qvaring will be charged
$ 0.05. Any message that exceeds 160 characters will have an additional charge of
$ 0.05. The message will be rounded to the nearest 160 character increment and charges will apply. Third parties may apply charges that include, but are not limited to to charges of the telephone service provider company for the person who receive your messages.
B. INTERNATIONAL RECHARGE SERVICE (TOPUP) / NAUTA RECHARGE
The international recharge service (TopUp), including mobile recharge and recharge Nauta, allows mobile credit increase in many countries that can be used
in the services offered by your operator in the country of destination such as making calls or to access the Internet, etc.

Mobile top-up is done from your Qvaring account by choosing in your contacts the mobile to recharge. The recipient of the credit sent through this "service" will not need to have an account with Qvaring since mobile credit Destination is provided by the recipient's local provider.

Nauta recharge credits (only in Cuba) can be used to access
Internet through the Wi-Fi access areas of Etecsa in Cuba, surf the web, make audio or video calls, etc. Nauta recharge credits are sent to

a valid email address, with the valid domains declared by Etecsa, with the valid domains declared by Etecsa.

Your balance in your Qvaring account are only for prepaid services such as: calls, mini-calls and SMS and cannot be used for international top-up service
(TopUp). Nauta and Mobile Top-Up Credits must be purchased separately. For process the credits of a recharge to a mobile or nauta, you will be asked to enter the cell phone number or the email address to which the

recharge in Cuba. You will also be required to accept these Terms. Is his responsibility to make sure you have entered the phone number or address of correct email for sending said recharge; recharging a mobile or
Nauta address will incorrectly invalidate the possibility of a return of the service since it is not reversible, that is why the Site and the Application

will require the user to REVIEW and CONFIRM said information BEFORE completing the purchase.

The price you pay for mobile and nautas recharges is made up of the
cost of the service contractually established with the providers of these services
plus the processing component thereof, which could vary depending on the amount to be process. When purchasing top-up credit, Qvaring charges a minimum amount for processing every time you buy top-up credit. The processing fee
it may vary depending on the amount purchased. In addition, charges of
third parties. If the mobile or nauta recharges that you send must be received in a currency other than your credit or debit card, a fee may apply
by conversion by the financial institution that supports your credit card
credit or debit.

The total amount charged, including the processing fee, will be displayed on the Site or in the App before you are asked to confirm the transaction. One time

After the transaction has been confirmed, the payment will be processed. Once the payment was successfully processed, the amount of credits purchased, less fees
that exist will be sent to the account number you provided to receive the
credits.

Qvaring will send you an email confirmation that will include information
of the recharge data once the recharge has been successfully completed.
transaction. Once the recharge has been processed by the local provider of the destination mobile, it can be used immediately. All purchases of mobile recharges and nautas
and credits transferred for these services cannot be returned, as stated
in the previous paragraphs, they are irreversible services.

D. SERVICES PROVIDED BY THIRD PARTIES
You fully understand that use of the Services is dependent on third parties, including, but not limited to, international telephone service companies, partners
local, telecommunications companies and mobile phone operators. You
You acknowledge and agree that the Services provided are not a telephone service traditional mobile or landline and they do not replace your main telephone service. Be aware that some providers prohibit or restrict the use of voice on the
Internet Protocol (VoIP) function or other functions of the Services and also
may impose additional fees related to the use of the Services. You
solely responsible for verifying with your mobile phone company (or other
provider you use in connection with the use of the Services) that the use of the Services is permitted in accordance with any contractual obligation that
you could have with said provider, and also to verify and pay said fees
additional taxes. Please note that once your call is connected to the number provided, your service provider may charge you regardless
whether or not you are connected to the person receiving the call (for example, if the call does not connect or if the line is busy). The Services provided

by external suppliers, are provided "as is", with no warranty other than that provided these providers can provide.

IV. Fees and payment methods
A. TRANSACTIONS WITH CREDIT OR DEBIT OR PAYPAL OR CASH CARDS
You can pay for the Services using Visa, MasterCard, Discovery and American
Express or your Paypal account (in some services). All these payment methods authorized must have a billing address and a card issuing bank
valid. We will load and process your card once you have purchased
credits for Services. Qvaring will debit the card provided and send a
electronic request to the corresponding operator in case of a recharge or an increase of your account balance with Qvaring.

You authorize Qvaring to act on any instructions to load your card
provided through the Site or the Application that has been requested through from your Qvaring account. Qvaring has no obligation to carry out any type of additional authentication or identity verification other than those that Qvaring deems appropriate and sufficient to protect safety and maintain use of the Site and the Application. Qvaring is not responsible for any changes not authorized through your account with Qvaring.

B. SHOPPING IN THE STORE
You can buy our prepaid services (Calls and SMS) and postpaid
(mobile recharges and nautas), as well as other services offered by companies affiliates of Qvaring, in any of our traditional stores located in
Miami, Florida, United States, operated by RYR TECHNOLOGY MNGT INC. All payments Cash must be made in US dollars.

C. Qvaring FEES AND CHARGES

Qvaring charges service charges and processing fees. Fees for
processing apply to each transaction when you purchase credit for
prepaid services (local and international calls, mini-calls and SMS) or
when you purchase refills (TopUp). Fees vary depending on the amount of credit acquired and are not itemized. The total amount of the credit after having
applied charges will show in your Qvaring account. For recharge services
to mobiles or nauta, the total amount will be sent to be shown before completing your order.

In addition to processing fees, Qvaring charges for each long-term service. international distance and recharge you use. These service charges are
calculated in rates that are applied at the time of service, they are published on the site web Qvaring.com, they are updated regularly and charged to the credits in their Qvaring or recharge accounts, as applicable.

In addition to fees for processing and services, third-party providers may charge for the use of the Services or for currency conversions. The Third-party provider fees may vary by service companies
telephone companies, local partners, local telecommunications companies, cell phones, location and type of services. It is your responsibility to find out if the users of the Services or those who acquire credits will incur charges of third-party providers and must pay such charges. Qvaring does not assume any responsibility for any discrepancy between the rate information

that appears on the Site and those that are actually charged by your provider. The rates from Qvaring and other providers will also apply to periods of
promotions.

Qvaring processes your payments through various commercial payment processors

located in North and South America. Any banking institution outside said Territory may charge an additional fee for payment transactions to a company foreign (feepor International transaction). Qvaring is not responsible for this post. You, as the contractual holder of your credit or debit card, are the
solely responsible for knowing the charges that may correspond to the external suppliers.

If you use the Services in a country other than the country associated with your telephony provider (s), this use can result in significantly higher costs
higher relative to its providers than regular use. You are the only
responsible for knowing if there are any possible roaming charges and other charges data collected by your telephony service provider (s).

In the following countries through our network of local payment gateways,
our customers can buy Qvaring balance in cash: United States of
America. Qvaring will not be responsible for the exchange rates and fees that apply on local catwalks.

D. RECURRING CHARGES
Qvaring offers you the option to automatically recharge your account with Qvaring. The Automatic recharge feature means that when your account balance with Qvaring
is below a certain level, your account will automatically recharge with the amount
money preselected by you when defining the use of this functionality. The
auto recharge function is set as default mode; Nevertheless,
you can disable this feature from your account with Qvaring at any time or
communicating with our Customer Service department. YOU AGREE THAT, TO
UNLESS YOU DISABLE THE AUTOMATIC RECHARGE FUNCTION BEFORE IT OCCURS
A PURCHASE OF BALANCE FOR YOUR ACCOUNT, YOU AUTHORIZE Qvaring TO BILL YOUR CARD CREDIT THE PRESELECTED AMOUNT THAT YOU HAVE CHOSEN.

E. REFUNDS AND RETURNS
Refunds for any of our services will be made based on a
case-by-case analysis. Qvaring will refund the credit to your account from any
charge due to poor quality calls or incomplete services when sending SMS.
Refills once sent will not be returned unless there are proofs of errors
committed directly by the company, sending recharges to the wrong number will not qualifies as a direct error, users are responsible for confirming that the
number to which they are sending a recharge is valid

In the event that a client decides not to continue using the services offered by
Qvaring, at our discretion, the company will assess whether a return will be issued to the credit card registered as a payment method for the total credit remaining in
your Qvaring account if the refund period is still in effect.

Any payment made and successful that has not been used in our services
it can be returned within a period of 90 calendar days (return time).
In case the payment exceeds that time, we will not be able to refund it and the credit it will remain in your Qvaring account so you can dispose of it until it is exhausted.

Customers are the most important to Qvaring; however, if the conduct during An internal review of any return request will conclude
service was rendered and completed, no refunds will be made. All the Qvaring products and services are final sale.

Refund requests made by other means will not be eligible for a
refund. For the avoidance of doubt, no refunds will be given for paid services or credits acquired through promotions, coupons, Qvaring Gift or similar. Qvaring reserves the right to reject repetitive refund requests.

If the Client presents an official bank claim (chargeback) to our
company, Qvaring will claim the right to disable your access to your account during the period in which the investigations are carried out. Once I know complete the investigation, we will contact you to learn the
results of said research and the particularities of the use of our services
by you from then on.
If you qualify for a refund, once your refund has been processed, you can take up to 15 business days to reflect on your financial status.

V. Legal information
A. EXCLUSION OF GUARANTEES
Qvaring disclaims and makes no warranty whatsoever with respect to the Site, the Application, or the Services, or the services or products of third parties that may
be incorporated, be contained, or used in conjunction with the Site, the Application, or the Services, including but not limited to any warranties of merchantability
or guarantee of fitness for a particular purpose, whether express or implied by law, in the course of transactions, performance, commercial use or any other
mode.

B. LIMITATION OF LIABILITY
IN NO EVENT WILL Qvaring OR ANY OF ITS SUBSIDIARY COMPANIES, AFFILIATES, MANAGERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND REPRESENTATIVES WILL BE LIABLE TO
YOU OR ANY THIRD PARTY FOR CONSEQUENTIAL, INDIRECT, INCIDENTAL, SPECIAL DAMAGES, EXEMPLARY, PUNITIVE OR IMPROVED DERIVED FROM OR RELATED TO, OR IN CONNECTION WITH ANY BREACH OF THESE TERMS, THE APPLICATION, THE SITE, AND THE SERVICES,
REGARDLESS OF (A) IF SUCH DAMAGES WERE FORESEEABLE, (B) IF Qvaring WAS
INFORMED OR NOT OF THE POSSIBILITY OF SUCH DAMAGES, (C) IF SUCH DAMAGES WERE CAUSED BY NEGLIGENCE OF Qvaring, AND (D) THE LEGAL AND EQUITABLE THEORY (CONTRACT, TORT OR OF

ANY OTHER WAY ON WHICH THE CLAIM IS BASED.

IN NO EVENT WILL Qvaring's TOTAL LIABILITY RESULTING FROM OR RELATING TO THESE
TERMS, THE APPLICATION, THE SITE, AND THE SERVICES, WHETHER THEY RESULT OR
RELATED TO BREACH OF CONTRACT, TORT (INCLUDING OWN
Qvaring's NEGLICATION) OR OTHERWISE, WILL EXCEED THE TOTAL AMOUNT PAID TO
Qvaring IN THE PERIOD OF TWELVE (12) MONTHS PRIOR TO THE EVENT ORIGINATING THE CLAIM.

C. FORCE MAJEURE
Qvaring will not be responsible for the breach of its obligations under these
Terms if there is a partial or total breach of your duties and obligations
as a result of force majeure, fire, government regulations,
war or civil unrest, inability to communicate with third parties due to any
reason, failures in equipment or networks or settlement systems, failures or delays in network connections.

D. EXEMPTION
No waiver by Qvaring of any of the provisions of this document is
will be effective unless explicitly requested in writing. No exemption
by Qvaring will operate or be construed as an exemption with respect to failure,
breach, or any defect that is not expressly identified by said
written exemption, whether of a similar or different nature, and whether it occurred with before or after the exemption. Failure to exercise or delay in exercising a
right, legal remedy, power or privilege resulting from these Terms will operate or
it will be construed as an exemption from it; as well as no exercise
sole or partial of any right, legal remedy, power, or privilege herein
document will prevent additional exercises or the exercise of any other right,
legal recourse, power or privilege.

E. INDEMNIFICATION
You agree to indemnify, hold harmless, and defend Qvaring and its
subsidiaries, affiliates, officers, directors, employees and agents of any
claim, demand, enforceable action, responsibilities, judgments, damages, losses, interest, recognition, penalties, and expenses of any kind, including
reasonable attorneys' fees, and costs, presented by third parties in connection with or as a result of you having accessed or used the Site, the Application, or the
Services.

F. APPLICABLE LEGISLATION; JURISDICTION; PLACE
These Terms shall govern and be construed in accordance with the laws of the state of the Florida, without application of any choice of jurisdiction or conflict of provisions or
legal regulations that could cause the application of the laws of any
jurisdiction other than the state of Florida. You accept any demand
as a consequence of or related to these Terms will present exclusivity in
any state or federal court with adequate jurisdiction in the matter and that is
located in Miami Dade County, Florida. You agree that said court will have
jurisdiction over your person and to which you will submit voluntarily.
You agree to waive any and all jurisdiction or venue objections.

You agree that each party will be responsible for the fees of the
attorneys, experts, and witnesses for the other party regardless of who wins, Except to the extent applicable law requires otherwise.

You and Qvaring agree that no group action proceedings will be brought and
of actions of the representatives nor will it correspond in any arbitration or litigation
in accordance with these Terms, that each party will bring group actions, actions collective, or actions of representatives against the other party in arbitrations, courts or

otherwise, that each party will present only its individual claims in arbitration or
in court and will not seek to represent the interests of any other person, and
Initiated claims will not be joined, consolidated or processed together with claims from any other individual.

G. TELEPHONY CONSUMER PROTECTION LAW (TCP BY ITS ACRONYMS IN ENGLISH)
By using the Site, App or Services, or by opening an account with Qvaring,
the use of which will constitute a reasonable and adequate consideration, you release Qvaring and its subsidiaries and affiliates, managers, officers, directors, employees, and
current and future agents, of any claim, complaint, action, controversy or
dispute, and for any damages, known or unknown, whether pursuant to TCPA or
any other law, regulation, or statute related to or resulting from any
message, fax or call from Qvaring, or any third party acting on its behalf, to
you that were communicated to you without your consent.

SMS TERMS
By signing up for Qvaring services, you agree to be bound by these
terms and consent to receive SMS or MMS marketing messages from
Qvaring, QVA GROUP LLC, RYR TECHNOLOGY MNGT INC. (collectively "Qvaring"). The Message frequency varies by user. Message rates may apply and
data. To opt out, send the word STOP at any time. You
understand and agree that text messages sent to your mobile phone /
device can be generated using automated technology. Your consent
to receive text messages it is not necessary to make a purchase. You accept
that your consent is made in accordance with the Electronic Signals Law, 15
USC 7001 (c) (1). Message and data rates may apply - this may be
check with your mobile service provider. Charges are billed and paid at your
mobile service provider or deducted from your prepaid account. You accept

notify us in the event your number is transferred or reassigned.

Florida law and federal law govern these Terms and any aspect of your relationship with us. These laws govern without regard to the principles of conflicts of laws that would otherwise apply the substantive law of another jurisdiction.

DISPUTE RESOLUTION THROUGH ARBITRATION AND CLASS ACTION WAIVER
THIS SECTION AFFECTS THE RIGHTS YOU MAY OTHERWISE HAVE. PREVENT RESOLUTION
OF DISPUTES THROUGH INDIVIDUAL ARBITRATION INSTEAD OF COURT TRIALS AND ACTIONS COLLECTIVE. ARBITRATION IS MORE INFORMAL THAN A LAWSUIT IN COURT, USING A NEUTRAL ARBITRATOR INSTEAD OF A JUDGE OR JURY, AND DISCOVERY IS MORE LIMITED. THE ARBITRATION IS FINAL AND BINDING AND SUBJECT TO LIMITED REVIEW BY
OF A COURT. THIS ARBITRATION CLAUSE WILL SURVIVE THE TERMINATION OF THESE
TERMS.

For this Dispute Resolution section: (a) "you" includes you,
anyone acting on your behalf, including, if you are a minor, your
parents and legal guardians; (b) "we" and "we" include Qvaring, QVA GROUP LLC. (collectively "Qvaring") and its agents and suppliers; and (c) "claim" means
any current or future claim, dispute or controversy related to Qvaring,
including these Terms, except for the validity, applicability or scope of the arbitration provision. The claim includes, but is not limited to: (1) claims
initials, counterclaims, cross claims and third party claims; 2)
claims based on contracts, torts, fraud, statutes, regulations, law
common and equity; and (3) claims from or against third parties who use or provide any product, service or benefit in connection with Qvaring. You can not
sell, assign or transfer a claim.

EXCEPT AS EXPRESSLY PROVIDED BELOW, YOU AND Qvaring ARE AGREEING
WAIVE ANY RIGHT TO LITIGATE CLAIMS IN COURT OR BEFORE A JURY,
OR TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE ACTION WITH RESPECT TO A CLAIM. OTHER RIGHTS YOU WOULD HAVE IF YOU GO TO COURT MAY ALSO NOT BE AVAILABLE OR MAY BE LIMITED IN ARBITRATION. IF YOU OR WE DECIDE
ARBITRATE, ANY CLAIM BETWEEN YOU AND US WILL BE SOLVED EXCLUSIVELY AND FINALLY THROUGH BINDING ARBITRATION ON AN INDIVIDUAL BASIS.
The arbitration will be administered by the American Arbitration Association ("AAA") of
in accordance with the Consumer Arbitration Rules (the "aaa Rules") then in
in force, except as modified by this Section 17, available at https://www.adr.org/sites/default/files/Consumer%20Rules.pdf. The Federal Law of Arbitration ("FAA") will govern the interpretation and application of this section. If your claim is for $ 10,000 or less, you can choose whether the arbitration will take place
solely on the basis of documents, through a telephone hearing or
through an in-person audience. The arbitrator shall be empowered to grant any
relief available in court under law or in equity. At the request of any
party, the arbitrator will provide a brief written explanation of the award. The award
of the arbitrator will be final and binding, except for any right of review
provided by the FAA; however, either party will have 30 days to appeal the
award notifying the arbitration organization and all parties in writing. The
The organization will appoint a panel of three arbitrators to decide again, by a majority of votes based on written communications, any aspect of the contested decision.
The judgment on any award may be issued in any court of
competent jurisdiction. At your choice, any in-person hearing will take place
in the federal judicial district of your residence.

The arbitrator's authority will be limited to claims between you and us. its claim cannot be joined or consolidated with any other claim unless it is

expressly agree in writing between you and us.

You will be responsible for paying your share of the arbitration fees (including the presentation, administrative, hearing or other charges), but only up to the amount of the filing fees you would have incurred if you had filed a
claim in court. We will be responsible for any additional fees of

arbitration or registration. If you prevail over any claim that gives you the attorneys' fees for the prevailing party, the arbitrator may award you attorney fees under fee change standards
provided by law.

We will not choose arbitration for any claim that you bring to court.

small claims as long as it is limited solely to your dispute or controversy

individual, is pending only in that court and is within the scope of the

jurisdiction of that court.

In any dispute, NEITHER YOU NOR WE WILL HAVE THE RIGHT TO JOIN OR CONSOLIDATE

CLAIMS BY OR AGAINST OTHER CLIENTS IN COURT OR IN ARBITRATION OR PARTICIPATING IN ANOTHER

MODE IN ANY CLAIM AS A CLASS REPRESENTATIVE, A CLASS MEMBER OR IN
QUALITY OF PRIVATE GENERAL ATTORNEY. The referee cannot consolidate more than claims of a person, and may not preside over any form of a proceeding
representative or class. The referee has no power to consider validity,
applicability or scope of this class arbitration exemption.
A party intending to request arbitration must first submit a
written notification of the dispute to the other, by certified mail, Federal
Express, UPS, or Express Mail (signature required), or if we do not have a
physical address registered to you, by email ("Notice"). Our
The address for the Notice is: 1197 W. 49th Street, Hialeah, FL 33012. The Notice must (1) describe the nature and basis of the claim or dispute; 2) specify the

amount of money in dispute, if applicable; (3) identify the requested location if an in-person hearing is requested; and 4) outlined the specific relief sought. We agree to use good faith efforts to resolve the claim directly,
but if we do not agree to do so within 30 days after the

receipt of the Notice, you or we may initiate arbitration proceedings.
You and we agree that the sole and exclusive jurisdiction and jurisdiction
to resolve any dispute between us arising out of or relating to the
validity, applicability or scope of this arbitration provision will be in the
federal or state courts located in Miami Dade County, Florida. Each
party irrevocably submits to the sole and exclusive jurisdiction of said
courts in said lawsuit, action or proceeding. If any part of this
arbitration provision is considered invalid or unenforceable, the provisions of Remaining arbitration will however remain in full force and effect.
SAW. Several
A. PROMOTIONS AND CAMPAIGNS
Qvaring offers promotions and campaigns for all users who have accepted participate in such offers. These promotions are subject to these Terms already Additional terms and conditions listed in connection with these promotions.
These promotions and campaigns are accompanied by special promotions offered by our service providers. Therefore, promotions may be limited
in time and use of the benefits it grants. The information of said
Promotions will be posted on the Site, and / or provided via emails
emails, SMS messages or PUSH notifications (including closing date and
limitations for each campaign)

The general terms and conditions for promotions and campaigns include, but are not limited to:

Your consent to receive marketing material from Qvaring.

Certain offers will only be valid for new users upon registration. (cancel
an account and / or then register again with the same phone number or email no
will be considered as a new record.)
All payments made in the framework of the mobile recharge campaigns and nautas They are not refundable or transferable.
There may be specific and / or additional requirements for each promotion or campaign. Qvaring reserves the right to reject or terminate a campaign at any time
at any time and for whatever reason, at Qvaring's absolute discretion.
Qvaring reserves the right to modify, add or eliminate the conditions of
any offer after giving notice.
B. IMPORTANT INFORMATION ABOUT PROMOTIONS AND CAMPAIGNS
To receive electronic information about promotions, campaigns, gifts, offers
specials, and the like, you must go to your Qvaring account and complete the section "Sign up for important information" by selecting "Subscribe" and then
by clicking on "Send", and accepting the terms and conditions included therein. To the to do so, you understand that you are giving your express consent for Qvaring
contact you directly, or through third parties hired for this purpose, using
the contact information you provided when creating or using your account
Qvaring, including but not limited to emails, calls, faxes,
correspondence, SMS messages or PUSH notifications. You understand that we, or
third parties acting on our behalf, we may contact you for marketing and
to provide you with exclusive information, promotions and special offers, using a automatic telephone dialing system or prerecorded text or voice messages,
SMS messages, or emails, even if you are on a corporate list,
state or federal "Do Not Call". Message and data rates may apply.
You understand that this acceptance is not a condition of purchase of any property, goods or services and that you can revoke your consent at any time
notifying Qvaring through info@Qvaring.com.

C. RETURN AND REFUND POLICY
Complaints, concerns, or questions regarding services should be directed to Qvaring by contacting info@Qvaring.com. Given the nature of the services, transactions are final and credits purchased, whether for international calls or recharge services cannot be exchanged, returned, refunded, transferred or be reimbursed, except as required by law, or otherwise
expressly contemplated in these terms. Also, Qvaring will not refund charges which you have incurred due to incorrect information that you have provided.

In the event that you consider that the charges on your card were reflected incorrectly, contact Qvaring and provide all necessary information
relative to the charges. Qvaring will promptly investigate your concern and refund the balance of charges shown incorrect.

D. NOTIFICATIONS
By creating an account with Qvaring, you agree that Qvaring may contact you using
the contact information you provided when creating your account to notify you
of changes or modifications to these Terms, the Site, the Application, or the
Services, and the management and control of your account with Qvaring, including transactions made through your account.

E. MODIFICATIONS TO THE TERMS AND CONDITIONS
You agree that your continued use of the Site, App, Services, or your
account with Qvaring after receiving the notice of changes or modifications to These Terms constitute your acceptance of them. If you do not agree
With any of the changes or modifications to these Terms, you must suspend from immediate use of the Site, the Application, the Services, as well as the use of your

account with Qvaring, and notify Qvaring via info@Qvaring.com.

F. INTELLECTUAL PROPERTY RIGHTS
Qvaring owns all right, title and interest to the Site, the
Application and Services and all improvements, modifications and derivative works of them, and of all content available to you in them ("Content of
Qvaring ")

The Services may include Qvaring Content specifically provided by
Qvaring, Qvaring partners, Qvaring customers or other third parties who are subject to and protected by copyrights, trademarks, service marks, patents,
trade secrets or other proprietary rights. You will abide by and retain all
copyright notices, information and restrictions included in any
Qvaring Content You Access Through the Services.
G. ENTIRE CONTRACT
These Terms constitute the sole and indivisible contract between Qvaring and You with regarding the object contained herein, and invalidates all agreements, contracts,
prior and contemporary representations and warranties, both written and verbal,
with respect to said object.

H. SEVERABILITY
If any of the terms or provisions of these Terms is invalid, illegal, or not enforceable in any jurisdiction, said invalidity, illegality or inability to executing will not affect any of the terms or provisions of these Terms or will invalidate or render unenforceable said term or provision in any other jurisdiction.

I. NO THIRD-PARTY BENEFICIARIES

These terms only benefit Qvaring and you and nothing in these Terms, expressly or implicitly, confers legal or equitable rights, benefits, or resources of any nature whatsoever pursuant to or under these Terms.

J. RELATIONSHIP OF THE PARTIES
Nothing in these Terms should be construed as creating a
agency, partnership, franchise, business opportunity, joint venture
venture), or employment or fiduciary relationship between Qvaring and you, and none of the parties shall have authority to contract or bind the other party in any way.

VII. Termination, suspension and interruption of the site, the application and the services Qvaring reserves the right, without liability and at its absolute discretion, to
modify, suspend, limit or discontinue the Site, the Application, the Services or
access to them in whole or in part, including the right to reject, limit

or cancel the transactions carried out in them:

After having notified it in writing.
If your account remains inactive for more than two (2) years.
For maintenance, repairs, improvements or updates.
In the event of an outage or failure, unavailability, error or operation
defective of (or related to) the Site, the Application or the Services.
When Qvaring reasonably believes that there is a security risk or that its
account is in jeopardy.
When some of the Terms are violated or when Qvaring reasonably considers that the Terms have been violated.
When there is sufficient evidence for the termination of your Account. Immediately after your insolvency or bankruptcy or inability to pay the amounts owed, whether through a legitimate legal formal request or not, or other contractual incapacity. Qvaring reserves the right to initiate legal action from

debt collection within the limits of the law under these conditions.
Qvaring reserves the right to process or cancel any transaction in progress at
time of termination, suspension or interruption. Qvaring is not responsible for
losses that you may incur as a result of an operation that is not
prosecuted due to the above-mentioned conduct.
VIII. Security, maintenance and availability
You agree, acknowledge and accept that electronic communications, the Internet, SMS-based telephone lines or telecommunications media may not be secure
and that communications through these means may be intercepted by
unauthorized persons or incorrectly transmitted. As a result of that,
Qvaring cannot guarantee the privacy or confidentiality of communications to
through these means even though it will implement the appropriate security measures to protect these communication methods.

IX. How to contact Qvaring
If you have any other questions, problems, concerns, disputes, or comments, you can contact Qvaring:

By mail:
3193 W 79 th PL
Via email:
support@Qvaring.com
legal@Qvaring.com
Occasionally, it may be necessary or convenient for security reasons,
maintenance (be it an emergency or something planned), updates or other reasons, interrupt some or all of the Services we offer you; or delay the
implementation of some new service; or withdraw, replace or reissue
passwords; or change the authentication procedures or processes to access

to the website or services, although Qvaring will try to minimize
Inconveniences caused. You acknowledge and agree that these events may occur and that Qvaring assumes no responsibility when such events occur.